Luxurious, black bonded leather cover. Constructed to withstand heavy wear and tear; zipper closure secures contents. Includes a three-month sample of undated planning pages in three formats: one page per day, two pages per day and two pages per week. Starter set accessories include a page locator, 24-sheet lined note pad, telephone/address directory plus a vinyl business/credit card holder and vinyl pouch. Cover features include interior organizing pockets, file pocket, note pad pocket, I.D. window, credit card/business card pockets and a pen loop. Organizer cover is binder style with seven 3/4" rings so pages stay secure.