Modern elegant binder with silver angular slip-in clasp. Rich, contrasting leatherlike vinyl and beautifully detailed stitching makes this planner a gorgeous fashion statement. Inside gusseted pocket, credit/business card holders and pen loop provide a complete storage system. Includes a starter package: 12 undated monthly calendars, undated daily or weekly planning pages, telephone/address tabs, note pad, page marker/ruler, storage pouch and credit/business card holder.